“Dynamics and Growth Projections of Fintech Sharia Lending (Sharia and Conventional) in Indonesia: Spatial-Temporal Analysis and Policy Implications: Dinamika dan Proyeksi Pertumbuhan Fintech Syariah Lending (Syariah dan Konvensional ) di Indonesia: Analisis Spasial-Temporal dan Implikasi Kebijakan”, JEIZA, vol. 1, no. 1, pp. 40–46, Aug. 2024, Accessed: Nov. 06, 2025. [Online]. Available: https://journal.staiza.ac.id/index.php/JEIZA/article/view/9