“Dynamics and Growth Projections of Fintech Sharia Lending (Sharia and Conventional) in Indonesia: Spatial-Temporal Analysis and Policy Implications: Dinamika dan Proyeksi Pertumbuhan Fintech Syariah Lending (Syariah dan Konvensional ) di Indonesia: Analisis Spasial-Temporal dan Implikasi Kebijakan” (2024) JEIZA : Jurnal Ekonomi Islam Az-Zain, 1(1), pp. 40–46. Available at: https://journal.staiza.ac.id/index.php/JEIZA/article/view/9 (Accessed: 6 November 2025).